Get Updated Mortgage Interest Rates in US Mortgage Rates

Posted by: ewwink  :  Category: Security

If you have finally decided that mortgage is going to be your best solution to deal with your financial problem, it doesn’t mean that you just let the system to work by itself. It is because to deal with your financial issue, the power to take control over your financial issue is the most important in this matter. That is why enhance your knowledge toward the current condition of global economic condition so you can optimize your chance to do the settlement is also important.

Keep yourself to the updated mortgage rates is one of the thing that you should do and US Mortgage Rates is one of the website that you should come for the information. This website provides you everything that you need to know about the current condition of global economic in US, so you will be the first who knows the current tendency or chance from the mortgage rate so you can measure the exact value of your own property before you place it to be pledge as the collateral for your loan.

What an ease of life when just by doing several clicks to their website in Usmortgagerates.com you can get all of the information about all mortgage interest rates that you should know.

Antivirus Internet Security Basics: How Viruses Get on a Computer

Posted by: ewwink  :  Category: Security
computer


Recently a computer security expert stated that the only way to keep a computer 100% safe was to never turn it on. It turns out this inaccurate and a little misleading. A computer used solely to type up and print out documents, never connected to the Internet and that never received files transferred from some other computer, could in fact be a useful 100% secure computer system. This brings us to the two main ways viruses and other malware get on a computer: through a network like the Internet and file transfers from other computers.

Users want to attach computers to the Internet and receive emails, instant messages; browse web pages, download music and fun software etc. The problem is that this puts not just millions but billions of people at their doorstep! Imagine that if billions of people could reach a home instantly – how many ill intentioned people would come by to see if the doors and windows were secured? How many con artists would knock on the door? An Internet connected computer is in just that predicament.

When a computer is connected to a network by design it starts listening for communications from the outside world. Things known as ports get created which are special “doors” to the computer. These doors are special because they each have a designated program that will answer the door if it is knocked on. Examples of programs that listen for traffic from the network include:

1. instant messaging programs

2. Internet phone software

3. software for connecting to the computer from remote locations

4. Internet games

Even the operating system itself opens ports to share files or a printer or anything else on the computer. Each of those programs creates a “door” to a computer that it will answer if someone “knocks” on it. If that program is poorly designed then when it answers the “knocking” program could take advantage of it and thus compromise the computer.

In addition to people being able to come across the Internet and knock on one of the “doors” mentioned above – by using a web browser and surfing the Internet users are inviting people to access their computers. Every time a web site is browsed the web browser is downloading files to the computer and processing them. If that web browser is not programmed properly it is a huge security risk. For example on December 12 of 2008 Microsoft reported a big security hole in all versions of its Internet Explorer browser. The hole permitted data stealing software to be installed on the victim’s computer just by browsing an infected web page! Other examples of programs that invite access to your computer:

• Email programs

• File sharing and music sharing programs (by far one of the largest security risks)

• Instant messaging software

So aside from isolating a computer from the outside world, how can one protect a computer system? Here are some tips:

1. Don’t use Internet Explorer as your main browser. I am not bashing Microsoft or Internet Explorer particularly and something should be made clear: It is not necessarily that other browsers are programmed so much better but that 80% of people surfing the Internet are using Internet Explorer. Thus thieves interested in gaining access to the maximum amount of victims are going to spend most of their efforts exploiting the security holes of the browser that 80% of the people are using.

2. Put a firewall between your internal network and the Internet. A firewall’s job is to keep out those billions of people who can be at your doorstep instantaneously. It will only allow those you invite to knock on your computer’s door.

3. Use a Firewall on each individual computer. The network firewall mentioned above is a big step toward protecting the internal network. The problem is that it generally won’t protect users from themselves. A user browsing a website is telling the network firewall that it has given an invitation to that website and to permit files from that site to come through. If the user browses an infected website with a browser that has a security hole a virus will get into the network. If it is a certain type of virus it could start replicating itself within the local network. A computer firewall defends against this sort of problem.

4. Update your operating system and browsers. Security holes are constantly found in all operating systems and all browsers. Software updates patch these holes.

5. Use a good and up-to-date antivirus and spyware program. These programs help prevent damage from viruses that do make it to your system.

6. Backup your data. Short of isolating a computer it is impossible to 100% secure a system. If you backup your data then should the worst occur having good backups will prevent disaster.

The above represents the basics and go a long way to protecting computer systems.



Computer Security Ethics and Privacy

Posted by: ewwink  :  Category: Security
computer


Today, many people rely on computers to do homework, work, and create or store useful information. Therefore, it is important for the information on the computer to be stored and kept properly. It is also extremely important for people on computers to protect their computer from data loss, misuse, and abuse. For example, it is crucial for businesses to keep information they have secure so that hackers can’t access the information. Home users also need to take means to make sure that their credit card numbers are secure when they are participating in online transactions. A computer security risk is any action that could cause lost of information, software, data, processing incompatibilities, or cause damage to computer hardware, a lot of these are planned to do damage. An intentional breach in computer security is known as a computer crime which is slightly different from a cypercrime. A cybercrime is known as illegal acts based on the internet and is one of the FBI’s top priorities. There are several distinct categories for people that cause cybercrimes, and they are refereed as hacker, cracker, cyberterrorist, cyberextortionist, unethical employee, script kiddie and corporate spy. The term hacker was actually known as a good word but now it has a very negative view. A hacker is defined as someone who accesses a computer or computer network unlawfully. They often claim that they do this to find leaks in the security of a network. The term cracker has never been associated with something positive this refers to someone how intentionally access a computer or computer network for evil reasons. It’s basically an evil hacker. They access it with the intent of destroying, or stealing information. Both crackers and hackers are very advanced with network skills. A cyberterrorist is someone who uses a computer network or the internet to destroy computers for political reasons. It’s just like a regular terrorist attack because it requires highly skilled individuals, millions of dollars to implement, and years of planning. The term cyperextortionist is someone who uses emails as an offensive force. They would usually send a company a very threatening email stating that they will release some confidential information, exploit a security leak, or launch an attack that will harm a company’s network. They will request a paid amount to not proceed sort of like black mailing in a since. An unethical employee is an employee that illegally accesses their company’s network for numerous reasons. One could be the money they can get from selling top secret information, or some may be bitter and want revenge. A script kiddie is someone who is like a cracker because they may have the intentions of doing harm, but they usually lack the technical skills. They are usually silly teenagers that use prewritten hacking and cracking programs. A corporate spy has extremely high computer and network skills and is hired to break into a specific computer or computer network to steal or delete data and information. Shady companies hire these type people in a practice known as corporate espionage. They do this to gain an advantage over their competition an illegal practice. Business and home users must do their best to protect or safeguard their computers from security risks. The next part of this article will give some pointers to help protect your computer. However, one must remember that there is no one hundred percent guarantee way to protect your computer so becoming more knowledgeable about them is a must during these days. When you transfer information over a network it has a high security risk compared to information transmitted in a business network because the administrators usually take some extreme measures to help protect against security risks. Over the internet there is no powerful administrator which makes the risk a lot higher. If your not sure if your computer is vulnerable to a computer risk than you can always use some-type of online security service which is a website that checks your computer for email and Internet vulnerabilities. The company will then give some pointers on how to correct these vulnerabilities. The Computer Emergency Response Team Coordination Center is a place that can do this. The typical network attacks that puts computers at risk includes viruses, worms, spoofing, Trojan horses, and denial of service attacks. Every unprotected computer is vulnerable to a computer virus which is a potentially harming computer program that infects a computer negatively and altering the way the computer operates without the user’s consent. Once the virus is in the computer it can spread throughout infecting other files and potentially damaging the operating system itself. It’s similar to a bacteria virus that infects humans because it gets into the body through small openings and can spread to other parts of the body and can cause some damage. The similarity is, the best way to avoid is preparation. A computer worm is a program that repeatedly copies itself and is very similar to a computer virus. However the difference is that a virus needs o attach itself to an executable file and become a part of it. A computer worm doesn’t need to do that I seems copies to itself and to other networks and eats up a lot of bandwidth. A Trojan Horse named after the famous Greek myth and is used to describe a program that secretly hides and actually looks like a legitimate program but is a fake. A certain action usually triggers the Trojan horse, and unlike viruses and worms they don’t replicate itself. Computer viruses, worms, and Trojan horses are all classifies as malicious-logic programs which are just programs that deliberately harms a computer. Although these are the common three there are many more variations and it would be almost impossible to list them. You know when a computer is infected by a virus, worm, or Trojan horse if one or more of these acts happen:

Screen shots of weird messages or pictures appear.

You have less available memory then you expected

Music or sounds plays randomly.

Files get corrupted

Programs are files don’t work properly

Unknown files or programs randomly appear

System properties fluctuate

Computer viruses, worms, and Trojan horses deliver their payload or instructions through four common ways. One, when an individual runs an infected program so if you download a lot of things you should always scan the files before executing, especially executable files. Second, is when an individual runs an infected program. Third, is when an individual bots a computer with an infected drive, so that’s why it’s important to not leave media files in your computer when you shut it down. Fourth is when it connects an unprotected computer to a network. Today, a very common way that people get a computer virus, worm, or Trojan horse is when they open up an infected file through an email attachment. There are literally thousands of computer malicious logic programs and new one comes out by the numbers so that’s why it’s important to keep up to date with new ones that come out each day. Many websites keep track of this. There is no known method for completely protecting a computer or computer network from computer viruses, worms, and Trojan horses, but people can take several precautions to significantly reduce their chances of being infected by one of those malicious programs. Whenever you start a computer you should have no removable media in he drives. This goes for CD, DVD, and floppy disks. When the computer starts up it tries to execute a bot sector on the drives and even if it’s unsuccessful any given various on the bot sector can infect the computer’s hard disk. If you must start the computer for a particular reason, such as the hard disk fails and you are trying to reformat the drive make sure that the disk is not infected.